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Medicare Guide · Florida

Medicare in Florida (2026)

Everything you need to know about Medicare in Florida for 2026 — plans, costs, and free help comparing your options.

60%
Of Florida's Medicare beneficiaries are in Medicare Advantage (KFF)
$202.90
Standard Part B premium in 2026
$2,100
2026 cap on out-of-pocket drug costs
~55%
Of people now choose Medicare Advantage
Oct 15–Dec 7
Annual Enrollment to switch plans
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About 60% of Medicare beneficiaries in Florida have chosen a Medicare Advantage plan, according to KFF — the rest stay with Original Medicare, often adding a Medigap and a drug plan.

If you live in Florida, you have real choices. Medicare plans and prices vary by county within Florida, so it pays to compare before you decide rather than renew whatever you had last year.

A licensed agent can compare the specific plans available in your ZIP code in Florida — free, no obligation — and flag any savings you may be missing.

Not sure which plan is right for you?

A licensed agent will compare your options — free, no pressure, no obligation.

Get My Free Plan Review →

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Medicare Explained: Your Complete 2026 GuideHigh-Deductible Plan G vs. Regular Plan G: Which Saves You More in 2026?Medicare Advantage Extra Benefits in 2026: Dental, Vision, OTC, and Flex Cards Most People MissMedicare Advantage Prior Authorization Denied in 2026: Your Rights and How to AppealMedicare Advantage vs. Medigap If You Have Diabetes: How to ChooseMedicare Advantage vs. Original Medicare: How to Decide in 2026
How do I compare plans in Florida?

You can compare at Medicare.gov or HealthCare.gov, or ask for a free review with a licensed agent who checks the specific options for your ZIP code in Florida.